Bharti AXA health insurance plan is one of it kind of health insurance which comes with three types of forms. The best part of the plan is its lifetime renewability option so that the plan stays with you when you actually require it.The plan is suitable for both individuals and family.Under the family plan maximum four members can be included into it.This includes the policyholder,the spouse and their two dependent children.
2. The plan comes with annual renewability feature.So if you have problem of forgetting renewal dates then it can be bit problematic for you.
3. Any policyholder can avail 5% discount on premium for every claim free and the discount can go upto 25%. This seems to be very effective feature for policyholders who follow a healthy routine.One should keep in mind that one should not be raising claims for minor emergencies which will not only eat away the whole cover but also one would also not be able to avail the discount which otherwise would have benefited the policyholder while renewing the policy.
4. The plan covers all possible hospitalization expenses mostly without any caping This makes it an effective plan for most people of any age and of any health conditions.
There are all lot of situations in which your health insurer might not be covering you.A proper understanding the same is very much needed to decide whether to take a individual plan or not take a plan.People generally avoid reading the terms and conditions section of the policy document and they end up complaining the insurer when the claim getting rejected. We have listed below the top exclusions under the plan so that one can judge whether to buy this particular health insurance plan or not.
So from the above explanation one can easily evaluate the plan is more suitable for individuals and not for family. Senior citizen can also opt of individual health insurance plan become of lifetime renewability feature under this plan. But before one decide to buy bharti AXA health insurance which anybody can do it online and can also renew the same through the same mode should compare the plan with other available plans. Online compare health insurance plans is always helpful in matching the right plans with one’s health condition and helps the person to save a lot of cost on premium but it is always advised to do it as early as possible.