We should accept the fact that health insurance is a complex product and you should able to understand the nuances of every element to make the right decision. Health insurance is necessarily related to savings for long term but it is an expense that you make today to avoid unwanted expenses of tomorrow. Over the year’s health insurance plans have also changed, the mediclaim which your father might have bought has no relevance today. Things have changed in today’s context and thanks to competition from private insurers which have made health policies more effective and useful but for that you to enjoy the full benefits need to know the facts very clear.
We have tried listing few points which you should put in your checklist and should not anyway miss to judge your policy or your requirement based upon them. The points listed below intend to make your decision easy so that you don’t miss any point while a buying health insurance plan.
Looking at the critically of the need of having a health insurance plan one should consider everything in details. Though through online comparison you can make fair amount of savings but the checklist shown above is something which one should democratically follow before you proceed with decision of buying health insurance.
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