HDFC ERGO Health suraksha Plan is one of the most popular health insurance plan from HDFC ERGO general insurance company. The plan is currently available online only. If you try to make an honest review of this particular plan it is most suitable people who have opted for homeopathy and ayurvedic treatments compared to any other plan in the industry. One of the most important demerits of this particular plan is that in case a claim is raised during term of the policy the policyholder’s cumulative benefits gets reduced by 10% in one short which is quite high as per industry standards.
Understanding the basic structure of HDFC ERGO Health Suraksha Plan:
If one needs to really understand if the plan is suitable for that particular person understanding the basic structure is most important.
What is covered and What is not covered under HDFC Ergo Health Suraksha?
So one can easily deduce that HDFC Ergo Health Suraksha plan is most suitable for people at their early age and want to start building their family health insurance portfolio. One should also remember that though the plan is suitable for people opting for alternate treatment but once the same is claimed one can’t apply for claim for the same health condition if is done through allopathic treatment.
Renewing and buying HDFC Ergo health suraksha plan is very and the premium charges at quite affordable across all available sum assured range since it is the only online health insurance plan from HDFC Ergo.But still it is advised that if one needs making an effective health insurance planning it is advised to do online comparison of all health insurance plans from other insurers too.To be a smart policyholder online comparison can also help a lot of cost premium and draw larger benefits from the money one pay for premium.