Your car’s engine is the most critical part and it is the most costly part if we consider in terms of repair. At times just having a comprehensive car policy does not serve all purposes where the add-on cover comes in play. Though adding an additional cover generally adds an extra amount of cost to the premium that you pay but in long run they can be great help and can help you save a lot of money in repairs. Engine protection is one the best add on cover mostly available with all comprehensive car policy options from various insurers. In a country where the road infrastructure is very up to the mark and pot holes and water logging is a common phenomenon in cities this particular add on cover comes a boon for policyholders.
Typically speaking, this particular additional cover gives protection for engine damages happening due:
You if look at a regular comprehensive Car Insurance policy they generally don’t cover losses happening due to above mentioned reasons whereas the cost of repair is typically the highest in most of these cases. A dedicated Engine Protection addon cover is generally a savior in this case or otherwise you need to shed out huge amount of money even if when you already having a comprehensive cover.
Looking at the broader cover this add on features adds to a comprehensive policy makes it the most things to consider while buying car insurance online or offline even though you end up paying a bit extra .Different insurance providers value the risk associated with engine is different so the cost for this cover may change in accordance with insurance company so it is always advisable to compare before you buy one.