It becomes very worrisome for a policyholder when his/her claims get rejected .Not only that leads to repair and damage cost completely being paid out of the policyholders pocket but it also makes him/her think that renewing the policy next time is just a waste of money. But this is technically a misunderstood fact. Buying best car insurance policy is never a bad decision to make but subject to condition one put that effort makes the right evaluation of all plans available and try to understand what is covered and what is not.
The insurer might be smart enough write in bold letters what is being covered and write in fine prints all the terms and conditions which defines what is not covered. The mistake that a lot of policyholders make is not reading all these terms & conditions.
Understanding what is not covered by the car insurance plan can help a person to take the right car insurance buying decisions. Let’s try and understand the important things which your car insurance policy doesn’t cover and we think it is.
The above mentioned are some of the most common situations when your insurer can disapprove your claim and but still it is necessary to read through the terms and conditions of the specific plan that you intend to buy because there may be some specific conditions under your policy. Read Relevant article: how to buy the right car insurance policy online ?
Another important thing that one should remember that if one feels that the claim being denied by the insurer outside the purview of the insurance contract then the same has to be raised within the court of law within 12 months of the event or otherwise the insurer holds no liability.