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Reliance-Car-Insurance-Online-Rgi-Private-Car-Insurance-

Reliance Car Insurance Online-Rgi Private Car Insurance 

If you are looking at car insurance which Reliance general has to offer, then check for Reliance Private Car Insurance policy. The policy comes many unique features which can help you to customize your policy that suits your requirement .A wider coverage of 2300+ network of cashless garages across the country makes it more suitable for any policyholder in case of emergency.

Key features of the policy:

  1. The policy can cover you for damages happening to your car for specific 12 scenarios and in of case of theft. The 12 specific reasons are
  1. Accident
  2. Self ignition
  3. Riots & Strikes or Malicious acts
  4. Flood
  5. Transit by rail, road, air and elevator
  6. Fire
  7. Explosion
  8. Acts of terrorism
  9. Cyclone
  10. Lightening
  11.  Earthquake
  12. Inundation
  1. Reliance general offers 24x7 Anywhere assist to all policyholders and also road side assistance within 25 km radius of your car breakdown location
  2. The policy comes with comprehensive cover which includes covering damages happening to a third party in case a liability arises on you while using you car. For example if you forced to bear cost of hospitalization of person this happened because he/she collided with your car.
  3. Other than the above mentioned feature ,you can also opt for add on cover to safeguard from damages happening to sections of your car which are otherwise not covered under regular course like Electrical or Electronic or Non electrical  accessories , Bi fuel kits comprising of LPG /CNG system, Legal liability to employee ,paid driver ,cleaner or conductor, Racing and speed test

What does the policy not cover?

  1. Cases of normal wear tear of the car which is part of the regular deprecation happening due to daily usage.
  2. Damages happening due an accident when the driver is under the influence of alcohol or drugs
  3. If the driver is driving without a valid driving license
  4. If you drive your car beyond the regular limitations of the vehicle as defined by the manufacturer.

How can you get discounts on the premium?

Always safer and better driving habits are incentivized by the insurance company which is one of the best way to get best discounts on premium other than many other factors. The various factors which can lead you to gain lots of discounts are:

         A) In case if you don’t make any claims on reliance car policy , the insurance company incentivizes you                           by giving Non claim bonus discount which is calculated in the way given below-

            

No. of years                          Discount
One claim free year                             20%
Two consecutive claim free years                             25%
Three consecutive claim free years                             35%
Four consecutive claim free years                             45%
Five consecutive claim free years                             50%

 

     B) You can avail discount if you are a member of any recognized automobile association

     C) In case if you have installed theft protection device in your car then you can claim lot of discount on your premium.

     D) When you applied for voluntary deductible when means you opted to pay a minimum amount from your own pocket whenever a situation of claims arises.

The policy is apt for people who drive Hyundai, Mahindra and Maruti brand cars and offers for effective add ons which you can also consider buying over and above the basic policy to customize the policy as your need.A right policy to consider but it is always advised to Compare Car Insurance policy Online with other possible options available in the market so that you don’t end up making a wrong decision.

 

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