Everybody has their own preferences and there is also quite difference in opinion about selection of a particular variant but if we try evaluating on financial ground things might look bit different. Though we all know that car insurance premium is largely dependent on the insurance declared value of the motor vehicle but car variant as a factor also has an important role to play.
Now let evaluate the basic question of which one to buy based upon financial factors .Till date people been biasing their opinion on cost of fuel when there was a huge difference between petrol and diesel cost but in today’s world when the differential is minimal there are other factors which need to be look into:
So the bigger picture while making decision is not just the fuel efficiency or cost of fuel but the decision needs to evaluate on money terms. Higher costs of car insurance premium, higher depreciation etc are factors to be considered in detail especially when you are looking to buy the car for personal use. For insurance you can still control the cost because online comparison of insurance plans can give you fair idea and give you lot of savings but for the final decision on which one to buy should also consider factors which can lead to long term affordability.