We think most people who at least travel internationally are quite aware of the benefits of buying a travel insurance plan. In fact people travelling to countries like United states and those part of the European union are quite acquainted with the fact that visa is only also issued to those if they have a have travel insurance policy in place. Emergencies like medical or theft of luggage or passport etc arising while travelling outside can sometimes become very painful. One should that their domestic health insurance plan becomes ineffective outside the border. On the other hand in case of theft of luggage and passport the situation can become more worrisome.
Though most travelers understand the benefits of having travel insurance plan but selecting the right one from the whole array of offerings from various insurers is a tough game to crack for a layman. Every plan has it own inclusions and exclusions and to judge them on the basis of cost benefit analysis associated with it is critical geek to comprehend.
So if you have plans to travel in 2018, check out common exclusions associated with any travel insurance plan for family or travel insurance plans for individual be it from any insurer based upon which one can judge a plan
Even though a lot of people are aware of all the above mentioned exclusions but there are always chances of one’s claim getting rejected by the insurer..People should remember that in case of incidental emergency during travel in domestic trips or outside Asia one should first report the same to the insurer and then try to keep every possible document & bills which ones’ feels is very important from the perspective of the incidental emergency so that can reduce the claim rejection rate.